Video Header with CTA

Smart. Reliable. Financing Built for Home Improvement.


Close more deals, get exclusive qualified local leads, and offer loans to your customers.

Learn More

Smart. Reliable. Financing Built for Home Improvement.

Close more deals, get exclusive qualified local leads, and offer loans to your customers.

I Need a Loan

Discover how much you’re qualified for. At TGUC Financial, we help people get the money they need through an easy-to-use, modern financing platform in a few easy steps.

Check Offers

Contractor Financing

As a TGUC contractor, you become eligible to receive tools and customer financing to grow your business. We offer free local leads and the ability to provide loans to your customers.

Offer Financing

I Need a Contractor

When you need a contractor for your home repairs, we are here to help. At TGUC Financial, all our contractors are insured, bonded, and TGUC Financial approved. 

Find Contractors Near Me

Why Contractors Choose TGUC

 High-Intent Leads. Zero Upfront Cost.

Gain exclusive access to homeowners actively seeking financing, with no upfront lead fees. (Limited-time offer.)

Pre-Qualification

Homeowners receive personalized loan offers with no impact on their credit scores, creating a seamless path to approval.

Smarter Financing Options

Offer your customers financing up to $100,000 with flexible terms up to 15 years and low fixed rates.

Fast, Reliable Funding

Projects can be funded in as little as 24 hours, helping you start sooner and close faster.

What Our Customers Say

"TGUC Financial has an easy application process and they reached out to ask if I needed any help! Great customer service."

-Rick Abar, Denver, Colorado

"These leads are high quality and easier to close since they are already approved for financing!"

– Sam T. Miami, Florida

"TGUC Financial has saved me tons of money by providing free leads for our business. "

– Joe F., Tennessee

"I was so happy that TGUC provided a vetted contractor. This service saved me a TON of time, headache and money because I was able to get my work done quickly and within my budget."

-Courtney S., Salt Lake City, Utah

How TGUC Works For Contractors

1 

Pre-qualify

Customers complete a simple application online to pre-qualify with no impact to their credit score.

2 

Select offer

Customers receive multiple finance offers to select from.

3

Recieve Funding

After loan is finalized, you are paid directly upon job completion.

4 

Shop & Save

Use our Lowe’s partner benefits to save you time and money.
Join the Network

Our Network

Join more than 20,000 contractors

Book more business with our financing. It’s that easy.

Join the Network

Grow your contractor business with TGUC

%

Rise in Deals Sold

%

Increase in Revenue

%

Decrease In Cancellation Rates

Smarter Home Improvement Leads—Early Access

We connect you with exclusive, high-intent homeowner leads across a wide range of home improvement projects, with no upfront cost to you.

No Upfront Lead Fees

Access financing-ready homeowner leads at no cost during our limited-time beta phase.

Direct-to-Dealer Funding

Projects are funded quickly, and you’re paid directly — no middlemen or delays.

Attractive Loan Options

Offer better loan and term options to your customers.

Join the Network

Key Differentiators for Contractors

Win More Jobs

Offer flexible financing options that make large projects affordable for homeowners.

Grow Business

Contractors using TGUC report revenue growth of up to 36%.

No Risk, Fast Payment

You get paid in full every time; TGUC and its lending partners handle the financing.

Happy Customers

Homeowners get competitive rates, long terms, and no prepayment penalties.

Seamless Platform

TGUC makes it easy to quote, apply, and close financing within minutes.

Exclusive Network

Gain access to TGUC’s national platform connecting homeowners with trusted contractors.

Join the Network