Auto and Consumer Program Details

Financing up to $5,000

  • Approvals of Credit Scores 680 down to zero
  • Up to 24-month terms (0-$500 would be a 6-month term loan; $501-$1000 would be a 12-month term loan; $1001-$1500 would be an 18 month term loan; and anything above $1501 would be presented as a 24-month term loan)
  • Instant approvals through dealer portal or text to apply option; with 101-day promotional period if paid in full
  • Merchant discount – 27% and consumer APR 35%– 39.99% (this looks down to zero so will cover a large portion of your portfolio)
  • Origination fee of 5% of amount financed to the consumer and added to the principal
  • Early payoff fee of $50 plus remaining principal if paid in full during 101-day promotional period
  • Funding within 2 business days of completed consumer contract
  • 7-10 day approval time for your program. 

 

Eligible Industries

*** The only industries we will not provide financing for are guns, pornography, and drug related items. ***

Auto Services

ATVs & Mopeds

Car Repair

Car Audio

Tires & Rims

Travel

Consumer Services

Appliances & Electronics

Education

Flooring

Funeral Services

Furniture & Mattresses

General Contracting

Hardware Sheds

Home Repair

 

 Consumer Services

Home Security

Heating & AC

Jewelry

Medical Devices

Plumbing & HVAC

Water Purification Systems

If you are ready to proceed to underwriting, please complete our pre-qualify form here.
If you have more questions and would like to setup a call please contact us.