Auto and Consumer Program Details
Financing up to $5,000
- Approvals of Credit Scores 680 down to zero
- Up to 24-month terms (0-$500 would be a 6-month term loan; $501-$1000 would be a 12-month term loan; $1001-$1500 would be an 18 month term loan; and anything above $1501 would be presented as a 24-month term loan)
- Instant approvals through dealer portal or text to apply option; with 101-day promotional period if paid in full
- Merchant discount – 27% and consumer APR 35%– 39.99% (this looks down to zero so will cover a large portion of your portfolio)
- Origination fee of 5% of amount financed to the consumer and added to the principal
- Early payoff fee of $50 plus remaining principal if paid in full during 101-day promotional period
- Funding within 2 business days of completed consumer contract
- 7-10 day approval time for your program.
Eligible Industries
*** The only industries we will not provide financing for are guns, pornography, and drug related items. ***
Auto Services
ATVs & Mopeds
Car Repair
Car Audio
Tires & Rims
Travel
Consumer Services
Appliances & Electronics
Education
Flooring
Funeral Services
Furniture & Mattresses
General Contracting
Hardware Sheds
Home Repair
Consumer Services
Home Security
Heating & AC
Jewelry
Medical Devices
Plumbing & HVAC
Water Purification Systems
If you are ready to proceed to underwriting, please complete our pre-qualify form here.
If you have more questions and would like to setup a call please contact us.