Getting Out of Debt and Staying Out of Debt

Creating a plan to get out of debt is the starting line. Staying out of debt is how you win the race. There are several reasons why you get into debt. You might be trying to live a lifestyle above your means. You may have had an emergency that wasn’t planned for. Or,...

How to Raise Your Credit Score and Keep it Up

You’ve created a budget. You’ve created a plan for paying off debt. You’re marching on that path of credit repair. But you still feel like there’s more month than money. If you’ve decreased your expenses as much as you can, it may be necessary to increase your...

3 Ways to Improve Your Credit by Budgeting

The first step to a good budget is a good mindset. You want to pay down debt to improve your bad credit score. Therefore, you must be living within your means. This is an honorable state to be in and a budget is something you can take pride in. 1. Create a Monthly...

Bad Credit Loans: the Solution for Decreasing Debt?

Spending less money every month is like getting extra income. If you want to pay down debt and increase that bad credit score, you need to spend less. If you have a low credit score, it may still be possible to get bad credit loans, or even to get a better job. But...

Stop Credit Card Interest From Bleeding You Dry

 Pick up one of your credit card statements and look for a box, usually near the bottom, comparing total interest paid over 3 or 30 years. If you pay the minimum amount, assuming that you do not add to this debt, it will take 30 years to pay off that debt. The box...

Just How is My Credit Score Calculated, Anyway?

How Your Credit Score Is Calculated  There are multiple credit score methodologies. Two companies create the FICO and VantageScore credit scores. The three credit companies, Experiean, TransUnion, and Equifax also generate credit scores. They all use proprietary...

How A Low Credit Score Affects Your Life

A low credit score will affect all financial aspects of your life from getting a loan to auto insurance rates. One of the best ways to raise your credit score is to pay down debt. In order to fix your low credit score, you first need to obtain your free credit report....

Five Types of Personal Loans

Vehicle Financial Loans  Most of us cannot simply write a check to buy a vehicle. They have price tags in the thousands and tens of thousands. Financial loans for the purchase of a vehicle is the way most of us acquire them. Vehicle loans are considered secure loans...

Financing for Plastic Surgery Can Grow Your Business

Plastic surgery, whether it’s for the body, breasts or face can be costly for your patients.  As a plastic surgeon, surely you have had to turn away customers because they couldn’t afford to pay for your services.  Offering financing for plastic surgery from TGUC...