Gutter Financing

What Are The Best Gutters To Finance?

If you’re looking for reliable and affordable gutters, there are a few options to consider depending on your budget and desired style.

The two most affordable options are vinyl and aluminum gutters. Vinyl gutters have quickly become one of the most popular types of gutters thanks to their ease of installation and the fact they don’t rust. Additionally, aluminum gutters are lightweight and can withstand cold climates well.

If you have a larger budget, stainless steel gutters are the sturdiest and won’t rust. But, with their hefty price tag, they aren’t an option for all homeowners. It’s smart to shop around and gauge what gutters or gutter repair might cost. Once you have an idea you can check financing offers at TGUC Financial to see how much you can qualify for. 

How Much Should Gutters Cost Per Foot?

The national average for gutter installation will depend on the style of the gutter and how big your house is, but gutters generally cost between $1,000 and $5,600. For cheaper options like vinyl, you can expect to pay between $3 and $6 a linear foot, while more expensive options like stainless steel can cost between $10 and $20. These prices usually include labor and material, but will vary.

Is It Worth Doing Gutters Yourself?

While many homeowners opt to DIY-install their gutters, it’s not something every homeowner can accomplish. While you can save money and have more flexibility in the design if you install gutters yourself, there are definite benefits to hiring a professional. An experienced gutter installer will be able to safely get on your roof to install the gutters, ensuring you’re not injured in the process. Additionally, there can be significant consequences for incorrectly installing a gutter system on your house, like damage to the fascia boards or water flow issues.

How Much Does Home Depot Charge For Gutter Install & Financing?

As with any home improvement project, prices can vary greatly depending on the material, size, and scope of the project. According to their website, ten feet of a standard gutter will cost around $15 before labor from Home Depot.

Which Is Better Vinyl Or Aluminum Gutters?

The two most popular options for gutters are vinyl and aluminum gutters. But which one is the right choice for your house? There are a few things to consider:

Vinyl gutters: This lightweight and affordable option is popular among homeowners due to its ease of installation and maintenance. While they’re an accessible option, they do have some disadvantages — cracking and warping over time and in extreme temperatures. If you live in a very cold or hot climate, you might want to invest in a different material for the gutters.

Aluminum gutters: Sturdy and long-lasting, aluminum gutters are a recyclable and environmentally friendly option for gutters. Generally more durable than vinyl, they come in many colors and styles. However, they are more difficult to install and repair, and usually require a professional installer.  They can also fade and become discolored after years of wear and tear.

Should I Finance To Replace 20 Year Old Gutters?

Experts recommend replacing gutters every 20 years to ensure they are properly draining and protecting your roof, siding, and foundation from water damage. If you’re noticing that your vinyl gutters are cracking or your aluminum gutters are separating at the seams, it might be time to replace them.

If you don’t have the cash available to replace them, looking into finance options is a great first step. Whether it’s a personal loan or a home equity line of credit, there are several options to finance your gutter replacements.

What’s Better 5 Or 6 Inch Gutters?

As you consider replacing your gutters, the size you pick should depend on several factors like:

• The size of your house. If your roof is under 800 square feet, five-inch gutters will usually suffice for your home’s water needs. Larger homes, though, will collect more water and need more gutter space to drain properly.

• The pitch of your roof. The speed that water flows off your roof will also be a determining factor in which size gutter is best for you. If you have a very steep roof, water will flow more quickly through the roof and require better water management. If your roof is flatter, five-inch gutters can work for your home.

• Amount of rainfall in your area. If your home is in a drier climate that doesn’t get a lot of rain, five-inch gutters are likely preferred. But for homes in extremely rainy or wet environments, it’s better to go with six-inch gutters.

• Look and style you prefer. Depending on the size of your home’s facia boards, you might select smaller or larger gutters. The wider your home’s facia board, the smaller the gutter will appear.

Gutters six inches in width can handle almost 50% more water than 5-inch gutters and come with larger downspouts for water management. The larger gutters are also less likely to get clogged since they can handle a more significant water flow, making them a better bet for homes with a lot of tree cover.

What Type Of Gutter Is The Cheapest To Install?

Vinyl sectional gutters are usually the cheapest to install, costing around $2 a linear foot on average. The material is easy to cut and drill through, but it can be heavier to install and take on added weight when leaves and water fill it up.

It’s best to get a professional opinion before installing a particular type or style of gutters to ensure it’s the right fit for your home and not just the cheapest option.

Check gutter financing offers now with no credit impact. . . visit TGUC Financial online!