Tree Removal Service Financing

Why Is Tree Removal So Expensive?

Tree removal can be expensive for the obvious reason that it’s labor intensive and risky to remove a tree. Depending on the size of the tree, heavy machinery like cranes and Bobcats may be required, which can make the job even more expensive.

Aside from the heavy machinery, tree removal companies need to pay their employees and provide chainsaws, climbing and rigging tools, wood chippers, stump grinders, axes, and wedges, as well as the proper safety equipment. All of these costs add up and eventually get passed down to the consumer. 

Additionally, any type of obstacles that can make the job more difficult for the job removal company to remove a tree can increase costs as well. Obstacles that can increase costs include a small amount of space for the tree to fall, limited access for vehicles and tree removal equipment, a steep incline, rocky or muddy soil, and other vegetation that disrupts the work area.

How Much Does It Cost To Cut A Large Tree Down?

If you’re looking strictly at the numbers, the average cost of tree removal is around $1,200. On the low-end, it may only cost about $400 to remove an Italian Cypress or Palm Tree. On the high-end, it may cost upwards of $2,000 to remove a 100-foot Pine or Maple tree. 

The main factors that determine the cost of cutting down a large tree are the tree species, its height, and volume, and if there are any obstacles the crew needs to deal with to complete the job. Additionally, if the tree removal needs to be done urgently, prices can increase greatly. 

Other potential costs for cutting down a large tree include crane rental, hiring an arborist if required by the city before getting the permit, the permit cost, traffic control if the tree hangs over a roadway, and stump grinding services.  

Is It Expensive To Remove A Tree?

Yes, it can be expensive to remove a tree depending on the size and species of the tree and how much work will be required to complete the job. Large trees can cost more than $2,000 to be removed. This estimated $2,000 to remove a large tree does not cover other potential costs that could be incurred if obstacles are obstructing the work area or if a crane or other specialized equipment needs to be brought in to help complete the job. 

What’s The Best Loan For Tree Removal?

The best loan option can vary depending on personal finances and circumstances, but home improvement loans should be considered. Home improvement loans are typically unsecured personal loans that you can use to help pay for home repairs and remodeling projects, and to pay for services like tree removal, hiring a plumber, or paying a landscaper. With a home improvement loan, you can receive funds quickly and secure the loan with no money down or collateral. They typically come with fixed monthly payments too, thus making them easy to manage. 

Can You Finance A Tree Removal Service?

Yes, you can finance a tree removal service. When you are looking to finance a tree removal project, you have a few options available to you depending on how much you need and the scope of the project.

1. Home improvement loan: Home improvement loans are easy to apply for, easy to qualify for, and funding can happen in a short amount of time. Simply pay back the loan over a predetermined period with monthly installments.
2. Credit cards: If you need a tree removed and the project is not very expensive, you can always just pay with a credit card and try to pay off the balance as soon as possible. The main thing to be wary of is the higher interest rates that credit card companies charge. In addition, the tree removal company may not accept credit cards or charge a fee for accepting them.
3. Financing directly with a tree removal company: When shopping around for a tree removal service, be sure to ask if they offer in-house financing options. They may partner with companies such as TGUC Financial to offer financing for customers. 
4. Home equity loan or home equity line of credit: Typically home equity loans are for larger sums of money as paying closing costs, and the time it takes to qualify and receive financing may not be worth it for a small amount of money. However, a HELOC may be a great option if you are planning to complete other projects in the near future. 

How Do Tree Removal Payment Plans Work?

Typical tree removal payment plans provide an upfront lump sum payment that requires monthly installments over some time whether that is 12, 18, or 24 months. The repayment period is determined by the loan amount and what the individual qualifies for. 

What Are The Advantages Of Financing Tree Removal Services?

Financing tree removal services allow you to get the money you need now to pay for a tree removal service that can be paid back over time with easy monthly payments. When you finance a tree removal, you can keep your savings intact, avoid high-interest credit card debt, and it can also give you the opportunity to apply for additional funds that you can use for other home improvement projects. 

What Are The Risks Of Removing A Tree Myself?

Properly cutting down a tree safely is much more difficult and complex than people realize. It takes a lot of knowledge, experience, and planning to remove a tree from a property properly. If you attempt to remove a tree on your own, there can be many risks that you should be aware of first.

1. Damage to property: Trained professionals will know exactly how to take down a tree to make it land where they intend it to land. By removing a tree yourself, you run the risk of having a tree fall on your home, car, fence, or your neighbor’s property. 
2. Injury or even death: By removing a tree yourself, you could risk the tree or large limbs falling and striking yourself or others. Being hit by a tree or a large limb can cause serious injuries and even death.
3. Damage to city property: If a tree or large limb strikes power lines or other utility or city property, not only could you be held liable for damages, you could face further civil liability or criminal prosecution as well. 
4. Fines: A professional tree removal company will be up-to-date on the laws and regulations governing your property when it comes to tree removal. They will know what kind of permits need to be obtained and if certain permissions need to be granted by neighbors who may share some of the trees on their property. If you do not have the proper permits or you do not get the correct permissions, you could be fined or sued. 

Tree removal services and individuals can partner with TGUC Financial to receive tree removal financing offers. As a trusted platform, TGUC Financial has vetted lending partners that want to earn your business. At TGUC Financial, you can get personalized tree removal financing offers in minutes with no credit impact. With loans up to $100,000 and terms up to 15 years, you can unlock financing for tree removal or any other home improvement project on your to-do list. 

On the limb about tree removal financing? Check offers online today!